As a handyman, you tackle all kinds of jobs with skill and precision, but unexpected risks can arise at any moment. That’s where handyman insurance from Rick Ferrell Insurance Agency comes in. Whether you're fixing a leaky faucet or remodeling a kitchen, our tailored insurance plans ensure you’re covered. Call 708-229-3004 to learn how we can protect your business!
Handyman insurance is a specialized type of business insurance designed for contractors and professionals who handle a variety of home improvement and repair projects. It covers you against liability, property damage, and other risks that come with your trade. If you’re working in Oak Lawn, Evergreen Park, Chicago Ridge, Cook County, IL, let Rick Ferrell Insurance Agency guide you to the perfect policy. Call us at 708-229-3004 today!
Accidents happen, even to the most careful professionals. Handyman insurance offers peace of mind by covering a range of incidents. Here are some common claims:
Property Damage
Coverage for accidental damage to a client’s property during a job.
Liability Claims
Protection if a client is injured on-site or claims negligence.
Equipment Loss
Covers theft or damage to essential tools and equipment.
Injury Coverage
Compensation for injuries to yourself or workers while on the job.
Legal Fees
Covers the cost of lawsuits and legal defense.
Business Interruptions
Assistance if your business operations are disrupted.
At Rick Ferrell Insurance Agency, we understand the unique challenges of being a handyman. Our team is dedicated to providing flexible and affordable insurance solutions that suit your needs. Plus, we’re local to Oak Lawn, Evergreen Park, Chicago Ridge, Cook County, IL, so we know your community. Call us today at 708-229-3004 to learn more about your options!
Every handyman business is different, and we’re here to make sure your coverage fits like a glove. Policies can include:
Want to customize your policy? Call 708-229-3004 and let’s make it happen!
Here’s a quick breakdown of some typical claims in the handyman industry:
| Claim Type | Average Cost | Likelihood |
|---|---|---|
| Property Damage | $3,000 | High |
| Liability Injury | $15,000 | Moderate |
| Tool Theft | $1,500 | High |
Handyman insurance isn’t just a safety net—it’s a critical part of running a successful business. At Rick Ferrell Insurance Agency, we’re here to help you every step of the way. Get started now by filling out our online quote request form or calling 708-229-3004 today!